Our first priority is patients. However, we know that billing can often be confusing, so we are offering some keys to understanding patient financial services at RML below.
You and/or your insurance company will receive one or more bills for the services you received during your stay at RML. Your hospital bill includes charges for your room and board, medical supplies, laboratory testing, pharmaceuticals, radiology services, nursing and therapy care, and other medical services as ordered by your physician.
You and/or your insurance company will receive separate bills from the doctors who provide medical care to you in the hospital. These physicians include:
- Primary care physicians
- Specialty care physicians
RML Hospital Charges
Hospital charges are complex and do not necessarily provide information that helps patients estimate the amount of money they will ultimately owe. Actual charges are based on the specific care provided to each patient and can differ from any estimate provided. Total charges for an episode of care can vary from one patient to another depending on the complications encountered or different treatments provided due to the patient’s care requirements.
The Centers for Medicare & Medicaid Services (CMS) issued price transparency requirements (45 CFR § 180.50) for hospitals to provide a comprehensive machine-readable file of all items and services provided by the hospital to a patient in connection with an inpatient admission and consumer-friendly display of ‘shoppable’ services. Please see below for comprehensive files:
Since many patients that seek hospital charge information are interested in knowing what their out-of-pocket financial responsibility will be, RML has provided further information on patient financial responsibility as indicated below.
Below please find the updated information for Medicare Part A & B for 2024:
Medicare Inpatient Deductible days 1-60 - $1,632.00 per benefit period
Medicare Co-Insurance days 61-90 - $408.00/day per benefit period
Medicare LTR days 91-150 - $816.00/day per benefit period
Skilled Nursing days 21-100 - $204.00/day per benefit period
Medicare Part B deductible - $240.00 per year
Medicare Part B monthly premium will be $174.70 (or higher based on your income)
In all cases,
RML’s admitting department can assist patients in determining their out-of-pocket costs. Please call 630-286-4516 to discuss patient financial responsibility information with our admitting department. If you have any questions about patient charges, please contact our patient financial services at 630-286-4475.
Please click here to view a consumer guide to healthcare prices prepared by the Healthcare Financial Management Association.
Please click here to view a guide prepared by the Illinois Hospital Association to assist patients in determining their out-of-pocket costs for a number of the major insurance carriers.
If you provided us with complete and accurate insurance information and an authorized assignment of insurance benefits, RML will file your primary and secondary insurance claims for you.
Most insurance plans do not provide full coverage for hospital billings. You will be expected to pay deductibles, co- payments and co-insurance charges at the time of services or at discharge.
Hospital bills are usually sent to your insurance company within four days of discharge. You will be notified of the balance on your account (minus any previous payments) after your insurance company has paid its portions.
If you do not have health insurance, you may be eligible to receive a discount off total charges. For more information prior to your service, call the admitting department at 630-286-4516.
Medical bills are often unplanned and can be difficult to understand and/or to pay. RML’s patient financial services representatives are available to explain your bill, answer billing or insurance questions, arrange payment options, or provide applications for financial assistance concerning your bill.
Patient Financial Services 630-286-4475
RML Specialty Hospital
5601 South County Line Road
Hinsdale, IL 60521
Please note that if a patient is eligible for either free care or a discount from hospital charges, independent physicians rendering services may not be subject to RML’s financial assistance policy (FAP). A listing of those providers who are and are not subject to RML’s FAP is available on RML’s website by clicking here and is also offered to patients upon admission.
Financial Assistance Application
Financial Assistance Policy
Billings & Collections Policy